Solutions → digital nomad
Digital Nomad & Freelance
Cross-border remote work, client liability and device exposure. The worked example a freelance marketplace or a visa-adjacent platform would configure: one mandatory cyber-extortion layer priced into every quote, and four optional modules a nomad switches on individually.
The rate card
Exactly what GET /api/v1/verticals returns for digital_nomad
today. Your own rates replace these; the shape does not change.
Base layer — mandatory
- Cyber-Extortion & Data Protection — €1.50/month. Ransomware negotiation, data restoration and breach response. Forced on server-side regardless of what a client sends.
Optional components
- High-Value Hardware Protection — €3.00/month. Laptops, cameras and production gear against damage and theft.
- International Roaming Expansion — €2.00/month. Extends territorial scope beyond the EEA for nomadic stays.
- Freelance Professional Indemnity — €4.00/month. Client loss arising from professional error or omission.
- Contractual Dispute Legal Protection — €1.50/month. Legal costs for unpaid invoices and contract disputes.
Who actually configures this one
Read straight off the components above, not a persona invented for this page.
Remote-work and relocation platforms
International roaming expansion exists because a nomad visa's territorial scope is the exact question standard travel cover was never built to answer.
Freelance marketplaces
Professional indemnity priced per contract, per client, rather than a single annual policy a freelancer has to remember to have.
Co-working and digital-nomad communities
High-value hardware cover for the laptop and camera gear a member's income actually depends on, switched on at sign-up rather than sold separately.
A real request
Base layer plus international roaming and high-value hardware: €1.50 + €2.00 + €3.00 = €6.50. No key, no account — recording the quote in the ledger is a separate decision that needs one.
curl -X POST https://api.riskrouter.eu/api/v1/quote \
-H 'Content-Type: application/json' \
-d '{
"active_vertical": "digital_nomad",
"selected_components": { "international_roaming": true, "high_value_hardware": true }
}'The two selected addons total €5.00, plus the €1.50 mandatory base layer —
quote.totals.total_monthly_premium comes back "6.50", computed
server-side, never a value the client sent.
Other verticals
Urban Mobility →
E-bike, scooter, car-share and on-demand fleet exposure.
Urban Rental & Housing →
Tenant liability, deposit liquidity and connected-home risk.
Micro-Travel & Sports →
Short-haul multi-modal transit and seasonal sports exposure.