Solutions → micro travel
Micro-Travel & Sports
Short-haul multi-modal transit and seasonal sports exposure. The worked example a booking engine or a train and short-haul flight platform would configure: one mandatory medical and transit layer priced into every trip, and four optional modules a traveller switches on individually.
The rate card
Exactly what GET /api/v1/verticals returns for micro_travel
today. Your own rates replace these; the shape does not change.
Base layer — mandatory
- Basic Multi-Modal Medical & Transit — €2.50/month. Emergency medical and transit disruption cover. Forced on server-side regardless of what a client sends.
Optional components
- Premium Winter Sports & Ski Gear — €3.50/month. Piste liability plus ski and snowboard equipment protection.
- Parametric Flight / Train Delay — €2.00/month. Automated fixed payout triggered by verified delay thresholds.
- Extreme Adventure Sports Addendum — €3.00/month. Liability addendum for classified high-risk adventure activity.
- Lost Baggage / High-Value Tech — €1.50/month. Checked baggage and high-value technology in transit.
Who actually configures this one
Read straight off the components above, not a persona invented for this page.
Train and short-haul flight platforms
The parametric delay module is an automated, verifiable payout rather than a claims process nobody at a booking engine wants to run.
Ski and winter-sports booking sites
Piste liability and gear protection priced into the lift-pass or lesson checkout, not left as a separate policy a guest forgets to buy.
Adventure and activity operators
The high-risk addendum exists because most standard travel cover excludes exactly the activity a specialist operator sells.
A real request
Base layer plus winter sports and parametric delay: €2.50 + €3.50 + €2.00 = €8.00. No key, no account — recording the quote in the ledger is a separate decision that needs one.
curl -X POST https://api.riskrouter.eu/api/v1/quote \
-H 'Content-Type: application/json' \
-d '{
"active_vertical": "micro_travel",
"selected_components": { "winter_sports_gear": true, "parametric_delay": true }
}'The two selected addons total €5.50, plus the €2.50 mandatory base layer —
quote.totals.total_monthly_premium comes back "8.00", computed
server-side, never a value the client sent.
Other verticals
Urban Mobility →
E-bike, scooter, car-share and on-demand fleet exposure.
Digital Nomad →
Cross-border remote work, client liability and device exposure.
Urban Rental & Housing →
Tenant liability, deposit liquidity and connected-home risk.